/*
Theme Name: PayNexus Gateway
Author: Claude
Description: Payment gateway agent-network theme. Member dashboard, KYC, deposit, withdraw, account submission, country-wise phone validation. Everything editable from "Gateway Settings" in wp-admin, no coding needed.
Version: 1.6.4
Requires at least: 5.8
Requires PHP: 7.4
Text Domain: paynexus
*/
:root{--pri:#0b3d2e;--pri2:color-mix(in srgb,var(--pri) 72%,#1fa971);--grn:#1fa971;--acc:#f2b84b;--bg:#f3f8f5;--tx:#13261e;--mu:#5d7168;--bd:#dde9e3;--ok:#16a34a;--wa:#f59e0b;--er:#dc2626;--r:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI","Noto Sans Bengali",Roboto,sans-serif;background:var(--bg);color:var(--tx);line-height:1.6}
a{color:var(--pri);text-decoration:none}img{max-width:100%;height:auto}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.btn{display:inline-block;padding:12px 24px;border-radius:12px;font-weight:600;border:0;cursor:pointer;background:var(--acc);color:var(--pri);font-size:15px;transition:.2s}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(0,0,0,.15)}
.btn.ghost{background:transparent;border:1.5px solid currentColor;color:inherit}
.btn.dark{background:var(--pri);color:#fff}.btn.sm{padding:8px 16px;font-size:14px}.btn[disabled]{opacity:.5;cursor:not-allowed}
/* header */
.hd{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--bd)}
.hd-in{display:flex;align-items:center;justify-content:space-between;height:70px;gap:16px}
.logo{font-weight:800;font-size:22px;color:var(--pri);display:flex;align-items:center;gap:8px}.logo img{max-height:42px;width:auto}.logo b{color:var(--acc)}
.nav ul{list-style:none;display:flex;gap:24px;margin:0;padding:0}.nav a{color:var(--tx);font-weight:500;font-size:15px}.nav a:hover{color:var(--acc)}
.hd-act{display:flex;gap:10px;align-items:center}
/* hero */
.hero{background:linear-gradient(135deg,var(--pri) 0%,var(--pri2) 60%,var(--pri) 100%);color:#fff;padding:90px 0 110px;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;width:600px;height:600px;right:-150px;top:-200px;background:radial-gradient(circle,var(--acc) 0%,transparent 65%);opacity:.25}
.hero-in{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center;position:relative}
.badge-top{display:inline-block;background:rgba(255,255,255,.12);padding:6px 16px;border-radius:99px;font-size:13px;margin-bottom:18px}
.hero h1{font-size:clamp(32px,5vw,54px);line-height:1.15;margin:0 0 18px;font-weight:800}
.hero p{font-size:18px;opacity:.85;max-width:560px}.hero .btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero .btn.ghost{color:#fff}
.mock{background:#fff;color:var(--tx);border-radius:22px;padding:24px;box-shadow:0 30px 60px rgba(0,0,0,.35);transform:rotate(2deg)}
.mock h4{margin:0 0 14px;color:var(--mu);font-weight:600;font-size:13px;text-transform:uppercase;letter-spacing:.5px}
.mock .row{display:flex;gap:12px}.mock .mini{flex:1;background:var(--bg);border-radius:12px;padding:14px}.mock .mini small{color:var(--mu)}.mock .mini b{display:block;font-size:22px}
.mock .bars{display:flex;align-items:flex-end;gap:8px;height:90px;margin-top:18px}.mock .bars i{flex:1;background:linear-gradient(var(--grn),var(--pri2));border-radius:6px 6px 0 0}
/* sections */
section.sec{padding:80px 0}.sec h2{text-align:center;font-size:clamp(26px,3.5vw,38px);margin:0 0 12px;color:var(--pri)}.sec .sub{text-align:center;color:var(--mu);max-width:600px;margin:0 auto 44px}
.stats{margin-top:-60px;position:relative;z-index:2}.stats .grid{background:#fff;border-radius:20px;box-shadow:0 20px 50px rgba(11,61,46,.12);display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));padding:28px}
.stats .it{text-align:center;padding:8px}.stats b{display:block;font-size:32px;color:var(--pri)}.stats span{color:var(--mu);font-size:14px}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--bd);border-radius:var(--r);padding:26px;transition:.2s}.card:hover{box-shadow:0 14px 34px rgba(11,61,46,.1);transform:translateY(-3px)}
.card .ic{width:52px;height:52px;border-radius:14px;background:color-mix(in srgb,var(--acc) 12%,transparent);display:grid;place-items:center;font-size:26px;margin-bottom:14px}.card h3{margin:0 0 8px;font-size:19px}.card p{margin:0;color:var(--mu)}
.steps{counter-reset:s}.steps .card{position:relative;padding-top:44px}.steps .card:before{counter-increment:s;content:counter(s);position:absolute;top:-16px;left:24px;width:38px;height:38px;border-radius:50%;background:var(--acc);color:var(--pri);font-weight:800;display:grid;place-items:center}
.ctry{display:flex;flex-wrap:wrap;gap:18px;justify-content:center}.ctry .card{min-width:200px;text-align:center}.ctry .fl{font-size:44px}
details{background:#fff;border:1px solid var(--bd);border-radius:12px;padding:16px 20px;margin-bottom:12px;max-width:780px;margin-left:auto;margin-right:auto}summary{cursor:pointer;font-weight:600}details p{color:var(--mu);margin:10px 0 0}
.cta{background:linear-gradient(135deg,var(--pri),var(--pri2));color:#fff;border-radius:26px;padding:56px 30px;text-align:center}.cta h2{color:#fff}.cta p{opacity:.85;margin:0 auto 24px;max-width:560px}
.contacts{display:flex;flex-wrap:wrap;gap:16px;justify-content:center}.contacts .card{display:flex;gap:12px;align-items:center;padding:16px 22px}
/* footer */
.ft{background:var(--pri);color:#cfe3d9;padding:40px 0;text-align:center;font-size:14px}.ft a{color:#fff}.ft .fc{display:flex;gap:20px;justify-content:center;flex-wrap:wrap;margin-bottom:14px}
/* forms */
.auth{max-width:480px;margin:50px auto;background:#fff;border:1px solid var(--bd);border-radius:22px;padding:34px;box-shadow:0 20px 50px rgba(11,61,46,.08)}
.auth h2{margin:0 0 6px;color:var(--pri)}.auth .sub2{color:var(--mu);margin:0 0 22px}
.f{margin-bottom:16px}.f label{display:block;font-weight:600;font-size:14px;margin-bottom:6px}
.f input,.f select,.f textarea{width:100%;padding:12px 14px;border:1.5px solid var(--bd);border-radius:10px;font:inherit;background:#fff;color:var(--tx)}
.f input:focus,.f select:focus,.f textarea:focus{outline:0;border-color:var(--acc);box-shadow:0 0 0 3px color-mix(in srgb,var(--acc) 18%,transparent)}
.f input.bad{border-color:var(--er)}.phint{color:var(--er);font-size:13px;margin-top:4px;min-height:4px}
.phone{display:flex;gap:8px}.phone .dial{background:var(--bg);border:1.5px solid var(--bd);border-radius:10px;padding:12px 14px;font-weight:700;white-space:nowrap}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}.auth .btn{width:100%}.alt{text-align:center;margin-top:16px;color:var(--mu)}
.note{padding:12px 16px;border-radius:10px;margin-bottom:16px;font-size:14px}.note.err{background:#fee2e2;color:#991b1b}.note.ok{background:#dcfce7;color:#166534}.note.info{background:#e0ecff;color:#1e3a8a}
/* app */
.app{display:grid;grid-template-columns:250px 1fr;gap:24px;padding:28px 0 60px;align-items:start}
.side{background:#fff;border:1px solid var(--bd);border-radius:var(--r);padding:14px;position:sticky;top:88px}
.side .who{padding:12px;border-bottom:1px solid var(--bd);margin-bottom:8px}.side .who b{display:block}.side .who small{color:var(--mu)}
.side a{display:flex;gap:10px;align-items:center;padding:11px 14px;border-radius:10px;color:var(--tx);font-weight:500}.side a:hover{background:var(--bg)}.side a.on{background:var(--pri);color:#fff}
.main h1{margin:0 0 20px;font-size:26px;color:var(--pri)}
.cards4{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:16px;margin-bottom:22px}
.stat{background:#fff;border:1px solid var(--bd);border-radius:var(--r);padding:20px}.stat small{color:var(--mu);font-weight:600}.stat b{display:block;font-size:28px;margin:4px 0;color:var(--pri)}
.stat.g{background:linear-gradient(135deg,var(--pri),var(--pri2));color:#fff;border:0}.stat.g b,.stat.g small{color:#fff}.stat.a{background:linear-gradient(135deg,var(--grn),#0e7a56);border:0}.stat.a b,.stat.a small{color:#fff}
.bar{height:8px;background:rgba(128,140,170,.25);border-radius:9px;overflow:hidden}.bar i{display:block;height:100%;background:var(--acc);border-radius:9px}
.panel{background:#fff;border:1px solid var(--bd);border-radius:var(--r);padding:24px;margin-bottom:22px}.panel h3{margin:0 0 16px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.chart{display:flex;gap:24px;align-items:center;flex-wrap:wrap}.donut{width:170px;height:170px}.donut-n{font-size:7px;font-weight:800;fill:var(--pri)}
.lg div{display:flex;align-items:center;gap:8px;margin:8px 0;font-size:14px}.lg i{width:12px;height:12px;border-radius:4px;display:inline-block}
table.t{width:100%;border-collapse:collapse;font-size:14px}.t th{text-align:left;color:var(--mu);font-weight:600;padding:10px;border-bottom:1px solid var(--bd)}.t td{padding:12px 10px;border-bottom:1px solid var(--bd)}.tw{overflow-x:auto}
.pill{display:inline-block;padding:3px 12px;border-radius:99px;font-size:12px;font-weight:700;background:#e5e7eb}.pill.wa{background:#fef3c7;color:#92400e}.pill.ok{background:#dcfce7;color:#166534}.pill.er{background:#fee2e2;color:#991b1b}
.lock{text-align:center;padding:50px 20px}.lock .li{font-size:54px}.lock h3{margin:8px 0}.lock p{color:var(--mu);max-width:420px;margin:0 auto 20px}
.mgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px;margin-bottom:16px}
.mopt{border:1.5px solid var(--bd);border-radius:12px;padding:14px;cursor:pointer;display:flex;gap:10px;align-items:center;font-weight:600}.mopt:has(input:checked){border-color:var(--acc);background:color-mix(in srgb,var(--acc) 7%,transparent)}
.mpanel{background:var(--bg);border-radius:12px;padding:16px;margin-bottom:16px}.mpanel code{background:#fff;padding:4px 10px;border-radius:8px;font-size:16px;font-weight:700}
.chk{list-style:none;padding:0;margin:0 0 18px}.chk li{padding:6px 0}
@media(max-width:900px){.hero-in,.split{grid-template-columns:1fr}.mock{transform:none}.app{grid-template-columns:1fr}.side{position:static;display:flex;overflow-x:auto;gap:6px;padding:8px}.side .who{display:none}.side a{white-space:nowrap}
.burger.menu-btn{display:flex}.nav{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;padding:16px 20px;border-bottom:1px solid var(--bd)}.nav ul{flex-direction:column;gap:12px}body.nav-open .nav{display:block}.hd-act .btn.ghost{display:none}.two{grid-template-columns:1fr}}

/* ===== v1.2 additions ===== */
body{min-height:100vh;min-height:100dvh;display:flex;flex-direction:column}
body.admin-bar{min-height:calc(100vh - 32px)}
.site-main{flex:1 0 auto;width:100%}
.mu{color:var(--mu)}
.ft{flex:none;padding:22px 0}
/* header + burger */
.hd{z-index:120}
.burger{display:flex;flex-direction:column;justify-content:center;gap:5px;width:44px;height:44px;padding:0 11px;border:1.5px solid var(--bd);background:#fff;border-radius:12px;cursor:pointer;transition:.2s}
.burger:hover{border-color:var(--acc)}.burger i{display:block;height:2.5px;border-radius:3px;background:var(--pri);transition:.25s}
.burger.menu-btn{display:none}
body.drawer-open .burger i:nth-child(1){transform:translateY(7.5px) rotate(45deg)}body.drawer-open .burger i:nth-child(2){opacity:0}body.drawer-open .burger i:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
/* member menu: opens / closes with the burger */
.ov{position:fixed;inset:0;background:rgba(8,16,40,.45);opacity:0;visibility:hidden;transition:.25s;z-index:90}
.drawer{position:fixed;top:70px;right:0;bottom:0;width:300px;max-width:86vw;background:#fff;z-index:100;transform:translateX(105%);visibility:hidden;transition:transform .3s ease,visibility .3s;display:flex;flex-direction:column;box-shadow:-16px 0 40px rgba(8,16,40,.2);border-left:1px solid var(--bd)}
body.admin-bar .drawer{top:102px}
body.drawer-open .drawer{transform:none;visibility:visible}body.drawer-open .ov{opacity:1;visibility:visible}body.drawer-open{overflow:hidden}
.dh{display:flex;gap:12px;align-items:center;padding:18px;background:var(--bg);border-bottom:1px solid var(--bd)}
.av{width:42px;height:42px;border-radius:12px;background:var(--pri);color:#fff;font-weight:700;font-size:18px;display:grid;place-items:center;flex:none}
.dn{min-width:0}.dn b{display:block;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.dn small{display:block;color:var(--mu);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.dl{padding:12px;flex:1;overflow-y:auto}.dl a{display:block;padding:12px 14px;border-radius:10px;color:var(--tx);font-weight:500;margin-bottom:2px}
.dl a:hover{background:var(--bg)}.dl a.on{background:var(--pri);color:#fff}
.dout{display:block;margin:0 12px 14px;padding:12px 14px;border-radius:10px;border:1.5px solid #fecaca;color:var(--er);font-weight:600;text-align:center}.dout:hover{background:#fee2e2}
/* hero polish (same layout as before) */
.hero:after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);background-size:44px 44px;-webkit-mask-image:radial-gradient(ellipse at 75% 40%,#000,transparent 70%);mask-image:radial-gradient(ellipse at 75% 40%,#000,transparent 70%);pointer-events:none}
.hero-in{z-index:1}
.hero .btn{padding:14px 28px}
.mock .bars i{transform-origin:bottom;animation:grow 1s ease both}
.mrow{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-top:1px solid var(--bd);font-size:14px;font-weight:600}.mrow:first-of-type{margin-top:16px}
@keyframes grow{from{transform:scaleY(0)}}
/* sections */
.sec h2:after{content:"";display:block;width:48px;height:4px;border-radius:4px;margin:12px auto 0;background:linear-gradient(90deg,var(--acc),var(--grn))}
.sec .sub{margin-bottom:36px}
.stats .it+.it{border-left:1px solid var(--bd)}
.card{position:relative;overflow:hidden}
.card:before{content:"";position:absolute;left:0;top:0;right:0;height:3px;background:linear-gradient(90deg,var(--acc),var(--grn));transform:scaleX(0);transform-origin:left;transition:.3s}.card:hover:before{transform:scaleX(1)}
.card .ic{color:var(--pri);background:linear-gradient(135deg,color-mix(in srgb,var(--acc) 18%,transparent),color-mix(in srgb,var(--grn) 14%,transparent));font-weight:700;font-size:20px}
.steps4{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:22px;counter-reset:s}
.steps4 .card{padding-top:44px}.steps4 .card:after{counter-increment:s;content:counter(s);position:absolute;top:-16px;left:24px;width:38px;height:38px;border-radius:50%;background:var(--acc);color:var(--pri);font-weight:800;display:grid;place-items:center;box-shadow:0 6px 14px color-mix(in srgb,var(--acc) 35%,transparent)}
.steps4 .card{margin-top:16px}
.ctry .fl{width:60px;height:60px;border-radius:50%;margin:0 auto 10px;background:linear-gradient(135deg,var(--pri),var(--grn));color:#fff;font-size:20px;font-weight:800;display:grid;place-items:center}
.ctry .cur{display:inline-block;margin-top:8px;background:var(--bg);padding:2px 12px;border-radius:99px;font-size:12px;font-weight:700;color:var(--pri)}
summary{display:flex;justify-content:space-between;gap:12px;list-style:none}summary::-webkit-details-marker{display:none}summary:after{content:"+";font-size:22px;line-height:1;color:var(--acc);transition:.2s}details[open] summary:after{transform:rotate(45deg)}details[open]{border-color:var(--acc)}
.cta{position:relative;overflow:hidden}.cta:before{content:"";position:absolute;width:420px;height:420px;right:-120px;top:-200px;border-radius:50%;background:radial-gradient(circle,var(--acc),transparent 65%);opacity:.3}.cta>*{position:relative}
.contacts .ci{width:42px;height:42px;border-radius:12px;background:var(--pri);color:#fff;font-weight:700;display:grid;place-items:center;flex:none}
/* forms */
.hint{color:var(--mu);font-size:12.5px;margin-top:5px}
.f input.ro{background:var(--bg);color:var(--mu);cursor:not-allowed}
.pw{position:relative}.pw input{padding-right:46px}.pw .eye{position:absolute;right:5px;top:50%;transform:translateY(-50%);width:36px;height:36px;border:0;background:none;cursor:pointer;border-radius:8px;color:var(--mu);display:grid;place-items:center}.pw .eye:hover{background:var(--bg);color:var(--pri)}
/* dashboard (no sidebar) */
.app{display:block;max-width:980px;padding:28px 20px 60px}
.main h1{margin:0 0 20px;font-size:26px;color:var(--pri)}
.hello{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;background:linear-gradient(135deg,var(--pri),var(--pri2));color:#fff;border-radius:var(--r);padding:24px 26px;margin-bottom:20px}
.hello small{opacity:.75}.hello h2{margin:2px 0 4px;font-size:24px}.hello p{margin:0;opacity:.85}.hq{display:flex;gap:10px;flex-wrap:wrap}.hq .btn.ghost{color:#fff}
.tk{display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;font-style:normal;font-size:12px;font-weight:700;margin-right:8px;color:#fff}.tk.ok{background:var(--ok)}.tk.ok:before{content:"\2713"}.tk.no{background:var(--er)}.tk.no:before{content:"\2715"}
.ups{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:20px}
.up{position:relative;display:block;border:2px dashed #c3cde3;border-radius:14px;min-height:160px;background:var(--bg);cursor:pointer;overflow:hidden;transition:.2s}.up:hover{border-color:var(--acc)}
.up input{position:absolute;inset:0;opacity:0;cursor:pointer;width:100%;height:100%;z-index:2}
.up-ph{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:4px;padding:10px}.up-ph b{font-size:14px}.up-ph small{color:var(--mu)}
.up-ph:before{content:"+";width:38px;height:38px;border-radius:50%;background:#fff;border:1.5px solid var(--bd);display:grid;place-items:center;font-size:22px;color:var(--acc);line-height:1}
.up-pv{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.up.has{border-style:solid;border-color:var(--ok)}.up.has .up-ph{display:none}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}
@media(max-width:900px){.burger.menu-btn{display:flex}.ups{grid-template-columns:1fr}.up{min-height:120px}.stats .it+.it{border-left:0}}
.steps4 .card{overflow:visible}.steps4 .card:before{display:none}

/* ===== v1.3: choice tiles, category, estimate, flags ===== */
.mgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:10px;margin-bottom:16px}
.f .mopt,.mopt{--c:#334155;position:relative;border:1.5px solid var(--bd);border-radius:12px;padding:12px 14px;cursor:pointer;display:flex;gap:10px;align-items:center;font-weight:600;font-size:14px;margin:0;background:#fff;transition:.2s}
.mopt input{position:absolute;opacity:0;pointer-events:none}
.mopt .mdot{width:12px;height:12px;border-radius:50%;background:var(--c);flex:none;transition:.2s}
.mopt small{font-weight:500;opacity:.65;font-size:11px;margin-left:2px}
.mopt:hover{border-color:var(--c)}
.mopt.sel{background:var(--c);border-color:var(--c);color:#fff;box-shadow:0 8px 18px color-mix(in srgb,var(--c) 35%,transparent)}.mopt.sel .mdot{background:#fff}
.mopt:has(input:checked){background:var(--c);border-color:var(--c);color:#fff;box-shadow:0 8px 18px color-mix(in srgb,var(--c) 35%,transparent)}.mopt:has(input:checked) .mdot{background:#fff}
.seg{display:flex;gap:8px;flex-wrap:wrap}.f .sg{position:relative;display:inline-block;margin:0;cursor:pointer}.sg input{position:absolute;opacity:0}
.sg span{display:inline-block;padding:9px 22px;border:1.5px solid var(--bd);border-radius:99px;font-weight:600;font-size:14px;background:#fff;transition:.2s}
.sg input:checked+span{background:var(--pri);border-color:var(--pri);color:#fff}.sg:hover span{border-color:var(--pri)}
.est{background:color-mix(in srgb,var(--grn) 10%,#fff);border:1px solid color-mix(in srgb,var(--grn) 35%,#fff);color:var(--pri);border-radius:12px;padding:14px 16px;margin-bottom:16px;font-size:14px}
.est small{display:block;color:var(--mu);margin-top:4px;font-size:12.5px}
.flag{display:inline-block;vertical-align:middle;border-radius:3px;box-shadow:0 0 0 1px rgba(0,0,0,.12);flex:none}
.badge-top.flags{display:inline-flex;flex-wrap:wrap;gap:8px 18px;padding:9px 18px}.badge-top .cf{display:inline-flex;align-items:center;gap:8px;font-weight:600}
.ctry .fl{width:auto;height:auto;border-radius:0;background:none;margin:0 auto 12px;display:block}.ctry .fl .flag{border-radius:5px}

.btn.ghost.dk{color:var(--pri);border-color:var(--pri);box-shadow:none}.btn.ghost.dk:hover{background:var(--pri);color:#fff}
input[type=time]{min-height:46px}
#editPanel{scroll-margin-top:90px}

.dlo{margin:0}.dlo .dout{width:calc(100% - 24px);cursor:pointer;background:#fff;font:inherit;font-weight:600}

/* ===== chat button ===== */
.chat{position:fixed;bottom:22px;z-index:9990;font-family:inherit}.chat-right{right:22px}.chat-left{left:22px}
.chat-fab{position:relative;width:60px;height:60px;border-radius:50%;border:0;cursor:pointer;color:var(--pri);background:linear-gradient(135deg,var(--acc),color-mix(in srgb,var(--acc) 70%,#fff));box-shadow:0 12px 30px rgba(11,61,46,.35);display:grid;place-items:center;transition:.25s}
.chat-fab:hover{transform:scale(1.06)}.chat-fab .i-x{display:none}.chat.open .chat-fab .i-chat{display:none}.chat.open .chat-fab .i-x{display:block}
.chat-fab:before{content:"";position:absolute;inset:-6px;border-radius:50%;border:2px solid var(--acc);opacity:0;animation:chatping 2.4s ease-out infinite}.chat.open .chat-fab:before{display:none}
@keyframes chatping{0%{transform:scale(.85);opacity:.7}100%{transform:scale(1.35);opacity:0}}
.chat-off{position:absolute;top:-6px;width:20px;height:20px;border-radius:50%;border:0;background:#13261e;color:#fff;cursor:pointer;display:grid;place-items:center;padding:0;opacity:.85}.chat-right .chat-off{left:-6px}.chat-left .chat-off{right:-6px}.chat-off:hover{background:var(--er);opacity:1}.chat.open .chat-off{display:none}
.chat-panel{position:absolute;bottom:74px;width:310px;max-width:calc(100vw - 44px);background:#fff;border-radius:18px;box-shadow:0 24px 60px rgba(11,61,46,.3);overflow:hidden;border:1px solid var(--bd)}.chat-right .chat-panel{right:0}.chat-left .chat-panel{left:0}
.chat-head{background:linear-gradient(135deg,var(--pri),var(--pri2));color:#fff;padding:18px 20px}.chat-head b{display:block;font-size:17px}.chat-head span{display:block;opacity:.8;font-size:13px;margin-top:2px}
.chat-list{padding:12px;display:grid;gap:8px}.chat-it{display:flex;align-items:center;gap:12px;padding:11px 12px;border-radius:12px;border:1.5px solid var(--bd);color:var(--tx);font-weight:600;transition:.2s}
.chat-it i{width:38px;height:38px;border-radius:50%;background:var(--c);color:#fff;display:grid;place-items:center;flex:none}.chat-it:hover{border-color:var(--c);background:color-mix(in srgb,var(--c) 8%,#fff);transform:translateX(2px)}
@media(max-width:600px){.chat{bottom:16px}.chat-right{right:14px}.chat-left{left:14px}}

/* ===== new home page ===== */
.hp-hero{position:relative;overflow:hidden;background:radial-gradient(1200px 600px at 80% -10%,#1b6b50 0,transparent 60%),linear-gradient(160deg,#06251c,var(--pri) 55%,#0f5a42);color:#fff;padding:70px 0 90px}
.hp-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:44px 44px;-webkit-mask-image:radial-gradient(ellipse at 50% 30%,#000 30%,transparent 75%);mask-image:radial-gradient(ellipse at 50% 30%,#000 30%,transparent 75%)}
.hp-orb{position:absolute;border-radius:50%;filter:blur(70px);opacity:.5;pointer-events:none}.hp-orb.o1{width:380px;height:380px;background:var(--acc);right:-80px;top:-100px;opacity:.28}.hp-orb.o2{width:300px;height:300px;background:#22c58b;left:-90px;bottom:-120px;opacity:.3}
.hp-hero-in{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center}
.hp-flags{display:inline-flex;flex-wrap:wrap;gap:6px;margin-bottom:20px}.hp-flags span{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);padding:6px 12px;border-radius:99px;font-size:13px;font-weight:600}
.hp-copy h1{font-size:clamp(34px,5vw,56px);line-height:1.08;margin:0 0 18px;letter-spacing:-.02em;color:#fff}
.hp-copy p{font-size:18px;opacity:.85;max-width:540px;margin:0 0 28px;line-height:1.6}
.hp-btns{display:flex;gap:12px;flex-wrap:wrap}.hp-btns .btn{padding:14px 26px;font-size:16px}.hp-btns .ghost{background:rgba(255,255,255,.08);color:#fff;border:1.5px solid rgba(255,255,255,.35)}.hp-btns .ghost:hover{background:rgba(255,255,255,.18)}
.hp-trust{list-style:none;display:flex;gap:22px;flex-wrap:wrap;padding:0;margin:26px 0 0;font-size:14px;opacity:.85}.hp-trust li{display:flex;align-items:center;gap:8px}.hp-trust li:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--acc)}
.hp-vis{position:relative;padding:20px 0}
.hp-card{background:rgba(255,255,255,.97);color:var(--tx);border-radius:22px;padding:22px;box-shadow:0 40px 80px rgba(0,0,0,.35);transform:rotate(-1.5deg)}
.hp-card-h{display:flex;justify-content:space-between;align-items:center;font-weight:700;margin-bottom:14px}.hp-card-h em{font-style:normal;font-size:12px;background:#e3f7ee;color:#0a7a4f;padding:3px 10px;border-radius:99px}
.hp-bal{display:grid;grid-template-columns:1fr 1fr;gap:10px}.hp-bal>div{background:#f3f7f5;border-radius:14px;padding:12px 14px}.hp-bal small{display:block;color:var(--mu);font-size:12px}.hp-bal b{font-size:21px}.hp-bal b.g{color:var(--grn)}
.hp-bars{display:flex;align-items:flex-end;gap:8px;height:84px;margin:16px 0}.hp-bars i{flex:1;border-radius:7px 7px 3px 3px;background:linear-gradient(180deg,var(--acc),#e6a52e)}.hp-bars i:nth-child(odd){background:linear-gradient(180deg,#22c58b,var(--pri2))}
.hp-acc{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-top:1px solid var(--bd);font-weight:600;font-size:14px}.hp-acc span{display:flex;align-items:center;gap:9px}.hp-acc span i{width:10px;height:10px;border-radius:50%}.hp-acc b{font-size:12px;color:#0a7a4f;background:#e3f7ee;padding:3px 10px;border-radius:99px}
.hp-float{position:absolute;background:var(--c);color:#fff;font-weight:700;font-size:14px;padding:10px 16px;border-radius:14px;box-shadow:0 14px 30px rgba(0,0,0,.3);animation:hpf 5s ease-in-out infinite}
.hp-float.f1{top:-4px;right:-6px}.hp-float.f2{bottom:60px;left:-26px;animation-delay:-1.6s}.hp-float.f3{bottom:-8px;right:30px;animation-delay:-3.2s}
@keyframes hpf{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
.hp-marq{background:#fff;border-bottom:1px solid var(--bd);overflow:hidden;padding:16px 0}
.hp-track{display:flex;gap:14px;width:max-content;animation:hpm 40s linear infinite}.hp-marq:hover .hp-track{animation-play-state:paused}
.hp-track span{display:inline-flex;align-items:center;gap:8px;border:1.5px solid color-mix(in srgb,var(--c) 40%,#fff);color:var(--c);background:color-mix(in srgb,var(--c) 7%,#fff);padding:8px 18px;border-radius:99px;font-weight:700;font-size:14px;white-space:nowrap}.hp-track span i{width:9px;height:9px;border-radius:50%;background:var(--c)}
@keyframes hpm{to{transform:translateX(-50%)}}
.hp-stats{margin-top:-1px;padding:34px 0 8px}.hp-sgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.hp-sgrid>div{background:#fff;border:1px solid var(--bd);border-radius:18px;padding:22px;text-align:center;box-shadow:0 10px 30px rgba(11,61,46,.06)}.hp-sgrid b{display:block;font-size:34px;color:var(--pri);letter-spacing:-.02em}.hp-sgrid span{color:var(--mu);font-size:14px}
.hp-sec{padding:72px 0}.hp-soft{background:#eef5f1}
.hp-h{text-align:center;max-width:680px;margin:0 auto 44px}.hp-h.left{text-align:left;margin:0}
.hp-k{display:inline-block;font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--grn);background:#e3f7ee;padding:5px 13px;border-radius:99px;margin-bottom:12px}
.hp-h h2{font-size:clamp(26px,3.4vw,38px);margin:0;letter-spacing:-.02em;line-height:1.15}.hp-h p{color:var(--mu);margin:14px 0 0;line-height:1.6}
.hp-feat{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.hp-fc{background:#fff;border:1px solid var(--bd);border-radius:20px;padding:26px;transition:.25s}.hp-fc:hover{transform:translateY(-5px);box-shadow:0 20px 40px rgba(11,61,46,.12);border-color:var(--grn)}
.hp-fc .ic{width:52px;height:52px;border-radius:15px;display:grid;place-items:center;background:#e3f7ee;color:var(--pri);margin-bottom:16px}.hp-fc h3{margin:0 0 8px;font-size:18px}.hp-fc p{margin:0;color:var(--mu);line-height:1.6;font-size:15px}
.hp-fc.first{background:linear-gradient(150deg,var(--pri),var(--pri2));color:#fff;border-color:transparent}.hp-fc.first .ic{background:rgba(255,255,255,.15);color:var(--acc)}.hp-fc.first p{color:rgba(255,255,255,.8)}
.hp-dark{background:linear-gradient(160deg,#06251c,var(--pri));color:#fff}.hp-dark .hp-k{background:rgba(255,255,255,.1);color:var(--acc)}.hp-dark .hp-h p{color:rgba(255,255,255,.75)}
.hp-earn{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.hp-calc{background:#fff;color:var(--tx);border-radius:22px;padding:26px;box-shadow:0 30px 60px rgba(0,0,0,.3)}
.hp-calc label{display:block;font-weight:600;font-size:14px;margin-bottom:14px}.hp-calc label b{float:right;color:var(--pri);font-size:18px}.hp-calc select{width:100%;margin-top:6px}
.hp-calc .two{display:grid;grid-template-columns:1fr 1fr;gap:12px}.hp-calc input[type=range]{width:100%;margin-top:10px;accent-color:var(--grn);padding:0;border:0}
.hp-res{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:6px}.hp-res>div{background:#f3f7f5;border-radius:16px;padding:16px}.hp-res small{display:block;color:var(--mu);font-size:12px}.hp-res b{display:block;font-size:24px;margin:2px 0;color:var(--pri)}.hp-res b.g{color:var(--grn)}.hp-res em{font-style:normal;color:var(--mu);font-size:13px}
.hp-calc .fine{margin:14px 0 0;font-size:12px;color:var(--mu)}
.hp-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;position:relative}
.hp-steps:before{content:"";position:absolute;left:12%;right:12%;top:28px;border-top:2px dashed #b9d5c8}
.hp-st{position:relative;text-align:center;padding:0 8px}.hp-st b{position:relative;width:56px;height:56px;border-radius:50%;display:grid;place-items:center;margin:0 auto 16px;background:linear-gradient(135deg,var(--acc),#e6a52e);color:var(--pri);font-size:22px;box-shadow:0 10px 24px rgba(242,184,75,.45);border:4px solid #fff}
.hp-st h3{margin:0 0 6px;font-size:17px}.hp-st p{margin:0;color:var(--mu);font-size:14.5px;line-height:1.6}
.hp-ctry{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.hp-cc{background:#fff;border:1px solid var(--bd);border-radius:20px;padding:20px}.hp-cc .top{display:flex;align-items:center;gap:14px;margin-bottom:14px}.hp-cc h3{margin:0;font-size:18px}.hp-cc small{color:var(--mu)}
.hp-cc .pl{display:flex;flex-wrap:wrap;gap:6px}.hp-cc .pl span{font-size:12px;font-weight:700;padding:4px 10px;border-radius:99px;color:var(--c);background:color-mix(in srgb,var(--c) 9%,#fff);border:1px solid color-mix(in srgb,var(--c) 30%,#fff)}
.hp-faq{max-width:820px;width:100%;margin:0 auto;display:grid;grid-template-columns:100%;gap:10px}.hp-faq details{background:#fff;border:1px solid var(--bd);border-radius:16px;padding:0 20px;transition:.2s}.hp-faq details[open]{border-color:var(--grn);box-shadow:0 10px 24px rgba(11,61,46,.08)}
.hp-faq summary{cursor:pointer;padding:18px 0;font-weight:700;list-style:none;display:flex;justify-content:space-between;gap:12px}.hp-faq summary::-webkit-details-marker{display:none}.hp-faq summary:after{content:"+";font-size:22px;color:var(--grn);line-height:1}.hp-faq details[open] summary:after{content:"\2212"}.hp-faq p{margin:0 0 18px;color:var(--mu);line-height:1.7}
.hp-cta{position:relative;overflow:hidden;text-align:center;color:#fff;padding:60px 24px;border-radius:28px;background:linear-gradient(135deg,#06251c,var(--pri2))}.hp-cta h2{position:relative;margin:0 0 10px;font-size:clamp(26px,3.5vw,38px);color:#fff}.hp-cta p{position:relative;margin:0 auto 24px;max-width:520px;opacity:.85}.hp-cta .btn{position:relative;padding:14px 30px}
.hp-cont{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}.hp-cont a{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--bd);border-radius:18px;padding:16px;color:var(--tx);transition:.2s}.hp-cont a:hover{border-color:var(--grn);transform:translateY(-3px)}
.hp-cont .ci{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:var(--pri);color:var(--acc);font-weight:800;flex:none}.hp-cont b{display:block}.hp-cont small{color:var(--mu)}
@media(max-width:900px){.hp-hero-in,.hp-earn{grid-template-columns:1fr}.hp-hero{padding:46px 0 60px}.hp-sgrid,.hp-ctry{grid-template-columns:repeat(2,1fr)}.hp-feat{grid-template-columns:1fr 1fr}.hp-steps{grid-template-columns:1fr 1fr;row-gap:28px}.hp-steps:before{display:none}.hp-sec{padding:52px 0}.hp-float.f2{left:-6px}}
@media(max-width:560px){.hp-feat,.hp-ctry{grid-template-columns:1fr}.hp-calc .two,.hp-res{grid-template-columns:1fr}.hp-sgrid b{font-size:26px}.hp-float{display:none}.hp-card{transform:none}}
@media(prefers-reduced-motion:reduce){.hp-track,.hp-float,.chat-fab:before{animation:none}}